₹TaxWise India Calculate tax
TAX YEAR 2026–27 · INDIA

Know your tax.
Keep more of your salary.

Compare India's old and new tax regimes with a clear, step-by-step estimate. Your numbers stay in this browser.

✓ Old vs new regime✓ Tax breakdown✓ No sign-up
01Transparent mathsSee every calculation step
02Privacy-firstNo account or data upload
03Official referencesRules linked for verification
THE CALCULATOR

Build your tax picture

Enter annual amounts in Indian rupees. Use your estimated taxable salary details, not monthly CTC.

1

Your income

Annual amounts before tax

₹
Include salary, bonus and taxable allowances before standard deduction.
₹
For example, bank interest. Excludes capital gains and income taxed at special rates.
2

Old-regime deductions

Only enter amounts you are eligible to claim

₹
Enter the combined eligible amount for items such as Section 80C, 80D, eligible home-loan interest and HRA exemption. Do not include the standard deduction here. Limits and eligibility vary.
3

Personal details

Used for the basic estimate

Section 87A rebate is modelled for resident individuals only.

⌁ Your entries are calculated locally and are not sent to a server.

YOUR ESTIMATE

Compare your regimes

Indicative
LOWER ESTIMATED TAX

New tax regime

Based on the details entered

Estimated difference₹ 0
NNew regimeDefault
₹ 0
Estimated annual tax
Taxable income₹ 0
Monthly after-tax salary*₹ 0
OOld regime
₹ 0
Estimated annual tax
Taxable income₹ 0
Monthly after-tax salary*₹ 0

New regime breakdown

*Monthly after-tax salary is an estimate of (gross salary − annual income tax) ÷ 12. It is not a payroll take-home calculation and excludes PF, professional tax, insurance, other payroll deductions and variable pay timing.
CLEAR BY DESIGN

How the estimate works

Tax rules can be nuanced. This calculator makes its assumptions visible rather than hiding them.

01

Start with income

Gross salary is reduced by the applicable standard deduction, then eligible ordinary income is added.

02

Apply regime rules

The calculator applies the selected regime's slab rates, then models rebate, surcharge and 4% health and education cess.

03

Compare the result

Compare estimated tax and taxable income. Confirm your eligibility and final liability with official guidance or a tax professional.

RULES & TRANSPARENCY

Grounded in official references.

Rules are versioned for Tax Year 2026–27. This starter uses a reviewed rule set, not an automatic live connection to government systems. Check official notifications before relying on an estimate.

✓Rule set includedTax Year 2026–27 · Last checked 19 October 2026
Income-tax Act, 2025 & Rules, 2026CBDT / Income Tax Department↗ Budget 2026 — tax rate FAQsOfficial slab-rate reference↗ Deductions allowed to taxpayersOfficial eligibility reference↗ Old vs new regime FAQsIncome Tax e-Filing portal↗
Important: This is an educational estimate for resident/non-resident salaried individuals with ordinary income. It does not cover capital gains, special-rate income, agricultural-income integration, AMT, tax treaty calculations, all exemptions, every deduction eligibility rule, or detailed tax-return conditions. Old-regime deductions are a single user-entered total and are not validated. The calculation should not be treated as tax advice or a substitute for the official Income Tax Department calculator.
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